In South East Minnesota, managing your finances can be a daunting task, but with Daily Money Manager, you have a partner dedicated to keeping your financial life organized and secure. Whether it's ensuring your bills are paid on time or monitoring your bank accounts for suspicious activity, we are here to support you. Imagine the relief of having all your important documents neatly organized and easily accessible, giving you the freedom to focus on what truly matters. Our comprehensive services include bill management, bank and credit monitoring, document organization, budget tracking, and coordination with your accountant or financial advisor.
Our team in Rochester is committed to providing you with peace of mind and fraud protection, while allowing you to maintain your independence. With Daily Money Manager, you gain a clear, organized view of your finances, ensuring that all important information is safe and accessible for the future. We work closely with you to provide professional oversight and reports you can trust, all while you stay in control of your financial journey.
Contact us to secure your financial peace of mind today.
Our Packages
Essential Package Tier
Where Financial Clarity Meets Genuine Care
Simple, Reliable, Foundational Support for Daily Finances
The Essential Tier is perfect for independent older adults who want peace of mind about monthly bills. It offers just enough support to prevent missed payments, late fees, and confusion — without giving up control or privacy.
What’s Included:
Pay recurring bills on time (utilities, insurance, rent/mortgage)
Setup or manage online bill pay through your bank
24 /7 Phone service
Phone and email support for basic financial questions
Trusted professional oversight — no family involvement required
Who It's For:
- Older adults living independently who need a little help staying organized
- Seniors who want to avoid late fees, but don't need full financial management
- Adult children who want peace of mind without micro-managing their parents
- Individuals with mild cognitive decline, disabilities, or chronic illness
Is it worth it?
- Avoids costly mistakes like missed bills or lapsed coverage
- Reduces stress for clients and families
- Supports independence without overstepping
- Provides reliable, trustworthy help without needing a relative or friend to step in
Standard Package Tier
Heart and Ledger
Where Financial Clarity Meets Genuine Care
Standard Package Tier
Simple, Reliable, Foundational Support for Daily Finances
The Standard Tier offers reliable monthly financial oversight for clients who want more than just bill pay. It’s ideal for older adults or families looking for extra monitoring, organization, and peace of mind.
What’s Included:
Pay recurring bills on time (utilities, insurance, rent/mortgage)
Monitor accounts monthly for unusual activity or errors
Reconcile bank and credit card statements
Organize paper and digital financial records
Provide basic monthly cash flow or budget summaries
Year-end financial summary for your CPA or tax prep
24/7 Phone and email support for questions or concerns
Who It's For:
- Clients who want consistent oversight and reliable reporting
- Families who want to ensure bills are paid and finances are in order
- Seniors with mild cognitive issues or memory concerns
- People who want more hands-on help without a full concierge experience
Is it worth it?
- Adds layers of protection from fraud, errors, and missed bills
- Ensures clean, organized finances month after month
- Offers financial visibility to families without overstepping privacy
- Makes tax time easier with organized summaries and statements
Premium Package Tier
Heart and Ledger
Where Financial Clarity Meets Genuine Care
Simple, Reliable, Foundational Support for Daily Finances
Full-Service Financial Oversight for Older Adults and Their Families
The Premium Service Tier is designed for older adults who want comprehensive financial support and peace of mind their families.
This tier offers robust services including bill pay, reconciliation, fraud monitoring, reporting, and direct communication with trusted contacts. It's ideal for clients with multiple accounts or who benefit from a hands-on, highly communicative financial partner.
What’s Included in Premium Service
• Pay all recurring bills on time — no late fees or missed payments.
• Monitor accounts for unusual activity or fraud.
• Reconcile bank and credit card statements monthly for accuracy.
• Organize digital and paper financial records for tax and household use.
• Provide customized monthly cash flow summaries and spending reports.
• Deliver a clear, easy-to-read monthly financial report (emailed or printed).
• Communicate with family members or POAs as requested (email or phone updates).
• Identify and resolve duplicate charges, scams, or unusual spending patterns.
• Coordinate with service providers (insurance, utilities, etc.) as needed.
• Monthly in-person visits for local clients (or scheduled check-ins for remote ones).
Why Clients Love Premium Service?
Premium clients receive personalized, proactive financial management. Whether you're supporting aging parents or safeguarding your own independence, this tier keeps finances running smoothly — with less stress, fewer errors, and trusted oversight.
Why work with Heart and Ledger
Peace of Mind: No missed payments or surprises
Fraud protection: Early detection of scams or errors
Independence: You stay in charge.
Simplicity: A clear, organized view of your finances,
Future-Ready: All important information is safe and ready
Join us and experience the difference that personalized financial care can make in your life.
