Ready to enjoy stress-free travel knowing your bills are handled? Contact Heart & Ledger at (507) 722-1562 to discuss your financial management needs and discover how our personalized services can keep your finances organized while you're away.

Professionals FAQ

  • What is a Daily Money Manager?

    A Daily Money Manager is a professional who keeps your financial life organized, secure, and on track—while you remain in control. They complement, not replace, accountants, attorneys, and other financial advisors.

  • Who can benefit from your services?

    We help a wide range of clients, including:

    • Snowbirds/Seasonal Travelers who want peace of mind with bills while away.
    • Family Finance Managers who need backup support in case they can’t continue.
    • Tax season planners looking for organized, accountant-ready documents.
    • Busy individuals who dislike monthly bookkeeping.
    • Clients needing budgeting support with clear comparisons of budget vs. actual.

  • How do you support clients during tax season?

    We gather, organize, and provide your accountant with exactly what they need—electronically or otherwise—while ensuring you keep a complete copy of your records.

  • What makes Heart & Ledger different?

    We combine financial clarity with genuine care. Our phones are answered 24/7, 365 days a year by a live person, so you’ll always know when to expect a response.

  • Do you replace my accountant or financial advisor?

    No. We work alongside your accountant, attorney, or other financial professionals to ensure your finances are consistently organized and efficient.

  • What are your office hours?

    Monday–Friday: 8:00 AM – 4:00 PM

    Saturday–Sunday: By appointment only

  • Where are you located?

    We’re based in Rochester, Minnesota (55901), and serve clients locally and beyond.

  • How can I get started?

    You can schedule a consultation directly through our website or call us at (507) 722-1562.

  • Do you specialize in services for travelers?

    Yes, we specialize in ensuring your bills get paid while you travel, especially during winter months when you're away from home enjoying the warmth.

  • What areas do you serve?

    We serve Rochester and Southeast Minnesota, providing personalized financial management services to clients throughout these communities.

Advisor FAQ

  • What is a Daily Money Manager?

    A Daily Money Manager helps manage the day-to-day financial tasks of life, including bill payment, account monitoring, and cash oversight. 

  • Do you take control of my money?

    No. Clients always remain fully in control. We operate with transparency and approval. 

  • Can you work with my investment advisor?

    Yes. We coordinate closely with advisors to support cash needs and execution. 

  • How often are accounts monitored?

    Accounts and cash balances are monitored daily. 

Ready to enjoy stress-free travel knowing your bills are handled? Contact Heart & Ledger at (507) 722-1562 to discuss your financial management needs and discover how our personalized services can keep your finances organized while you're away.