Man in navy blazer with arms crossed, smiling outdoors near colorful autumn trees.

Meet Your Partner in Financial Peace

Steve England has taken care of other people’s money for most of his career. He started Heart & Ledger to help people and by extension help families.


Steve’s goal is to bring financial order to each client at the level they need. While maintaining financial clarity and precision is the top priority, I also want every client to know that the care for them is genuine."


For his entire financial career, Steve’s emphasis has always been serving people. Heart and Ledger is byproduct of Steve’s heart and care for his own Mom. From his extensive experience in the non-profit financial world, he understands the value of having someone that can answer basic questions that take care of the details, while never forgetting there is a person behind the spreadsheet.